We offer real estate investment, partnership, and private lending opportunities big and small. Whether you're a full time professional or looking to create passive returns with cash flow, we have opportunities for you
Our private lenders fund the acquisition and rehab of single family houses and vacant land deals. They are provided the same protections that a bank or financial institution receives - a recorded 1st position Deed of Trust or Mortgage. Our lenders enjoy stabilized above-average returns with valuable real estate as collateral. This is a great strategy for supplemental passive income or as a full retirement strategy.
We also create opportunities for equity participation - passive returns and capital appreciation. With larger asset acquisitions, we implement value-added strategies over longer project periods. Capital partners are co- owners in the entity.
We email a lending opportunity overview to our active list of private lenders seeking new investment opportunities
Identify an opportunity whose terms and collateral are in line with your investment strategies (terms are flexible)
Closing docs, escrows, promissory notes, and mortgages are drafted and recorded with our closing attorneys. You will receive a Note and Mortgage made in your favor to secure your interest in the collateral
Monthly payments are electronically transferred to your accounts
As loan maturity approaches, you are either repaid in full or extension conditions are drafted
Boiling Spring SC
Purchase Price: $140,000
Private Lender Loan: $166,600
Rehab Cost: $25,000
Lender Loan To Value: 64%
Exit Type: Retail Sale
Lender APR: 12.06%
Sale Price: $255,000
Term: 5months
Purchase Price: $40,000
Private Lender Loan: $85,000
Rehab Cost: $39,000
Lender Loan To Value: 34%
Exit Type: Seller Finance Wrap
Lender IRR: 10.0%
Sale Price: $250,000
Term: 48 months
Purchase Price: $55,500
Private Lender Loan: $90,000
Rehab Total: $37,000
Lender Loan To value: 40%
Exit Type: Seller Finance Wrap
Lender IRR: 10.9%
Sales Price: $225,000
Term: 60 months
Purchase Price: $1,300,000
Partner Cash Flow: 30%
Capital Partner: $200,000
Partner Equity: 30%
Exit: Long Term Hold
Partner Depreciation: 30%
Current Value: $1,800,000
Refinance Term: 3-5 years
We have helped investor’s get started with as little as $6,000. Big or small, we have opportunities for you to participate in.
As a private lender, you are protected in the same ways that a bank is protected - With a Promissory Note and recorded mortgage. The property is pledged as collateral and spelled out in those documents.
In addition, our deals are underwritten using conservative Loan-To-Value considerations when making the loan. In a number of instances, our rehabbed houses create LTV’s in the range of 40-65% - in other words, the market would have to decrease 45%-60% before the deal is “under water”
Between 8-15% annually, depending on your goal and timeframe
Our private lenders prefer the “real feel” of real estate versus the stock market. They’ve lived through a few stock market bottoms and have watched their nest egg dwindle away. Rather than endure the volatility, fees, and lack of custodian accountability, they have taken full control over their financial future.
No more anxiety over what the Dow Jones is doing or worrying over mutual fund selections. You can plan and navigate life knowing what your returns will be.
With real estate, real collateral is protected with conservative Loan-To-Value considerations when making the loan. In a number of instances, our rehabbed houses create LTV’s in the range of 40-65% - in other words, the market would have to decrease 45%-60% before the deal is “under water”
Absolutely - we’d be happy to connect you with a few of our satisfied clients that can speak with you.
We’d be happy to jump on a no-obligation call and answer your questions up front. We lead the process from start to finish and keep you up to speed the entire way.
Loan time frames are typically in the 12 month to 48 month timeframes. All interest payments are made on a monthly basis.
Depending on the entity or structure of how you are lending, our accountants will issue a 1099-INT at the end of each tax year.
Our investors use a mix of private funds from personal bank accounts, self directed retirement accounts, and Roth IRA's
We are confident that we can provide you with the guidance, support, and expertise necessary to make your real estate transaction a success. Let's connect today and get started!
App Mountain Capital Group was started in 2019 with the purpose of creating cash flow and yield opportunities for passive investors. We know that our private lenders and investors are the lifeblood of the business and we don’t take these responsibilities lightly - we are committed to providing our partners with the best possible experience and to help to fund their lifestyle, retirement, and investing goals.
Our investment portfolio contains Commercial Self Storage, Mobile Home Parks, SFR rental properties, vacant land, and a number of seller financed promissory notes. Income, cash flow, and yield are created by pursuing value add opportunities and then doing the work necessary to convert them into stabilized assets - ranging from mismanaged self storage to rehabbing single family homes. Since 2015, we have bought, sold, or continue to hold over 100 properties, many of which were funded by our private lenders. Over the course of that time, we have built relationships with numerous investors who enjoy the secure returns of real estate, but don’t have the time or energy for the boots-on-the-ground hustle that active real estate investing requires.
Jay has been investing in real estate since 2015. Prior to that, he earned a Master’s Degree in Mechanical Engineering from the Rochester Institute of Technology. From there, he spent 11+ years in the automotive industry managing projects, developing new products, and generating intellectual property.In addition to real estate related activity, Jay is an author, conference speaker, inventor, and avid mountain biker